/* MFCC RC6 form polish (includes backwards-compatible RC5 rules) */
.mfcc-lead-form{
  --f-navy:#071f33;--f-ink:#17364f;--f-green:#1cbd5b;--f-green-dark:#087f3c;--f-green-soft:#effaf3;--f-line:#dbe5ea;--f-soft:#f7fafb;--f-muted:#63798a;
  position:relative;margin:0;padding:clamp(26px,4vw,42px);border:1px solid #dce6eb;border-radius:24px;background:#fff;box-shadow:0 22px 62px rgba(7,31,51,.08)
}
.mfcc-form-progress{display:grid;grid-template-columns:repeat(var(--mfcc-progress),1fr);gap:8px;margin:0 0 38px;padding:0;list-style:none}
.mfcc-form-progress li{position:relative;display:flex;align-items:center;gap:8px;min-width:0;padding-bottom:14px;color:#8295a2;font-size:9.5px;font-weight:800}
.mfcc-form-progress li:after{content:"";position:absolute;left:0;right:0;bottom:0;height:3px;border-radius:20px;background:#e7edf0}
.mfcc-form-progress li.is-complete:after,.mfcc-form-progress li.is-active:after{background:#1cbd5b}
.mfcc-form-progress li>span{display:grid;place-items:center;flex:0 0 28px;width:28px;height:28px;border-radius:9px;background:#edf2f5;color:#5e7484;font-size:10px;font-weight:950}
.mfcc-form-progress li.is-active>span,.mfcc-form-progress li.is-complete>span{background:#e8f8ee;color:#087f3c}
.mfcc-form-progress li.is-active em{color:#16364d}.mfcc-form-progress em{min-width:0;overflow:hidden;text-overflow:ellipsis;white-space:nowrap;font-style:normal}
.mfcc-step h2{max-width:720px;margin:0;font-size:clamp(31px,3.8vw,43px);line-height:1.04;letter-spacing:-.04em}
.mfcc-form-kicker{margin:0 0 7px;color:#087f3c;font-size:9px;font-weight:950;letter-spacing:.13em;text-transform:uppercase}
.mfcc-form-intro-copy{max-width:720px;margin:11px 0 27px;color:#617789;font-size:13px;line-height:1.65}
.mfcc-form-claim-heading{display:flex;align-items:center;gap:15px;margin:0 0 12px}.mfcc-form-claim-heading img{width:82px;height:82px;object-fit:contain;filter:drop-shadow(0 10px 18px rgba(7,31,51,.07))}
.mfcc-options{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px}
.mfcc-options label{display:block;margin:0;cursor:pointer}.mfcc-options label>input{position:absolute;opacity:0;pointer-events:none}.mfcc-options label>span{display:grid;grid-template-columns:72px 1fr;gap:13px;align-items:center;height:100%;min-height:104px;padding:13px 15px;border:1px solid #dce6eb;border-radius:16px;background:#fff;transition:.15s ease}.mfcc-options label>span:hover{border-color:#9ed6b2;background:#fbfffc}.mfcc-options label>input:checked+span{border-color:#57c77f;background:#f2fff6;box-shadow:0 0 0 3px rgba(28,189,91,.08)}.mfcc-options img{width:72px;height:72px;object-fit:contain}.mfcc-options strong{display:block;color:#071f33;font-size:14px;line-height:1.2}.mfcc-options small{display:block;margin-top:3px;color:#718493;font-size:9.7px;line-height:1.4}
.mfcc-question{margin:0 0 25px}.mfcc-question legend,.mfcc-field>span{display:block;margin-bottom:8px;color:#17364d;font-size:13.5px;font-weight:830;line-height:1.4}.mfcc-question__help,.mfcc-field__help{display:block;margin:-2px 0 9px;color:#718493;font-size:10.5px;line-height:1.45}
.mfcc-radio-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(145px,1fr));gap:8px}.mfcc-radio-cards label{display:block;cursor:pointer}.mfcc-radio-cards input{position:absolute;opacity:0;pointer-events:none}.mfcc-radio-cards span{display:flex;align-items:center;min-height:50px;height:100%;padding:11px 13px;border:1px solid #cbd9e1;border-radius:11px;background:#fff;color:#38566b;font-size:11.5px;line-height:1.35;transition:.14s ease}.mfcc-radio-cards span:hover{border-color:#a8bdc9;background:#fbfcfd}.mfcc-radio-cards input:checked+span{border-color:#4fc077;background:#eefaf2;color:#087139;font-weight:850;box-shadow:0 0 0 3px rgba(28,189,91,.07)}
.mfcc-field{display:block;margin:0 0 20px}.mfcc-two{display:grid;grid-template-columns:1fr 1fr;gap:14px}.mfcc-field input,.mfcc-field select,.mfcc-field textarea{width:100%;min-height:54px;padding:12px 14px;border:1px solid #c4d4dd;border-radius:11px;background:#fff;color:#17364d;font-size:13.5px;transition:.14s ease}.mfcc-field textarea{min-height:125px;resize:vertical}.mfcc-field input:focus,.mfcc-field select:focus,.mfcc-field textarea:focus{outline:0;border-color:#35b869;box-shadow:0 0 0 4px rgba(28,189,91,.10)}
.mfcc-contact-note{display:grid;grid-template-columns:68px 1fr;gap:15px;align-items:center;margin:0 0 24px;padding:16px 17px;border:1px solid #c7e5d1;border-radius:15px;background:linear-gradient(135deg,#f4fff7,#fbfffc)}.mfcc-contact-note img{width:66px;height:66px;object-fit:contain}.mfcc-contact-note strong{display:block;color:#071f33;font-size:14px}.mfcc-contact-note span{color:#5d7485;font-size:11px;line-height:1.5}
.mfcc-handoff-disclosure{margin:24px 0 11px;padding:18px;border:1px solid #d3e0e7;border-radius:15px;background:#f7fafc}.mfcc-handoff-disclosure__label{display:block;margin-bottom:8px;color:#6c8190;font-size:8px;font-weight:950;letter-spacing:.12em}.mfcc-handoff-disclosure>div{display:flex;align-items:baseline;flex-wrap:wrap;gap:6px 12px}.mfcc-handoff-disclosure strong{color:#071f33;font-size:16px}.mfcc-handoff-disclosure small{color:#667d8d;font-size:10px;font-weight:800}.mfcc-handoff-disclosure p{margin:8px 0 0;color:#556d7e;font-size:11px;line-height:1.55}
.mfcc-consent-block{margin-top:10px;padding:18px;border:1px solid #dbe5ea;border-radius:15px;background:#f8fafb}.mfcc-consent-block__title{margin:0 0 10px;color:#071f33;font-size:11.5px;font-weight:900}.mfcc-consent{display:flex;gap:11px;align-items:flex-start;color:#4f687a;font-size:11.5px;line-height:1.58}.mfcc-consent input{flex:0 0 auto;width:19px;height:19px;margin-top:2px;accent-color:#1cbd5b}.mfcc-consent a{color:#087f3c;font-weight:850}
.mfcc-form-assurances{display:flex;flex-wrap:wrap;gap:8px 17px;margin:16px 0 0;padding-top:14px;border-top:1px solid #e4ecef;color:#536b7c;font-size:10.5px;font-weight:800}.mfcc-form-assurances span:before{content:"✓";margin-right:6px;color:#0c9a48}
.mfcc-actions{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:28px}.mfcc-actions--end{justify-content:flex-end}.mfcc-primary,.mfcc-back{min-height:52px;padding:13px 20px;border:0;border-radius:11px;font-size:13px;font-weight:850;cursor:pointer}.mfcc-primary{min-width:158px;background:linear-gradient(180deg,#25c665,#16aa50);color:#fff;box-shadow:0 11px 25px rgba(28,189,91,.21)}.mfcc-primary:hover{transform:translateY(-1px)}.mfcc-back{background:#edf3f6;color:#17364d}.mfcc-primary--submit{min-width:205px}
.mfcc-notice--warning,.mfcc-notice--error{border-radius:13px}.mfcc-regulatory-note{margin-top:16px;padding:15px 16px;border:1px solid #dce6eb;border-radius:12px;background:#f8fafb;color:#5e7485;font-size:10.5px;line-height:1.6}.mfcc-form-error-summary{margin:0 0 19px;padding:13px 14px;border:1px solid #e6b1b1;border-radius:11px;background:#fff4f4;color:#852121;font-size:12px;font-weight:800}
@media(max-width:720px){.mfcc-lead-form{padding:25px 19px}.mfcc-form-progress{margin-bottom:32px}.mfcc-form-progress em{display:none}.mfcc-options,.mfcc-two{grid-template-columns:1fr}.mfcc-options label>span{grid-template-columns:62px 1fr;min-height:88px}.mfcc-options img{width:61px;height:61px}.mfcc-radio-cards{grid-template-columns:1fr 1fr}.mfcc-step h2{font-size:32px}.mfcc-actions{align-items:stretch}.mfcc-actions>*{flex:1}.mfcc-actions--end>*{flex:0 1 auto}}
@media(max-width:470px){.mfcc-lead-form{padding:21px 15px;border-radius:18px}.mfcc-radio-cards{grid-template-columns:1fr}.mfcc-step h2{font-size:29px}.mfcc-options label>span{grid-template-columns:55px 1fr;padding:10px}.mfcc-options img{width:54px;height:54px}.mfcc-actions{display:grid;grid-template-columns:1fr 1.3fr}.mfcc-actions--end{grid-template-columns:1fr}.mfcc-primary,.mfcc-back{width:100%;padding-inline:10px}.mfcc-contact-note{grid-template-columns:1fr}.mfcc-contact-note img{display:none}}

/* RC5 dedicated review-and-send step */
.mfcc-contact-privacy-note{display:grid;grid-template-columns:38px 1fr;gap:12px;align-items:start;margin:4px 0 0;padding:15px 16px;border:1px solid #cae7d4;border-radius:14px;background:#f3fbf6}
.mfcc-contact-privacy-note>span{display:grid;place-items:center;width:34px;height:34px;border-radius:10px;background:#def5e7;color:#087f3c;font-weight:950}
.mfcc-contact-privacy-note strong{display:block;color:#071f33;font-size:12px}
.mfcc-contact-privacy-note p{margin:3px 0 0;color:#5c7485;font-size:10.5px;line-height:1.5}
.mfcc-step--review .mfcc-form-intro-copy{margin-bottom:22px}
.mfcc-review-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin:0 0 18px}
.mfcc-review-card{min-width:0;padding:18px;border:1px solid #d9e5ea;border-radius:16px;background:#fbfcfd}
.mfcc-review-card__head{display:flex;align-items:flex-start;justify-content:space-between;gap:14px;margin-bottom:12px;padding-bottom:12px;border-bottom:1px solid #e4ecef}
.mfcc-review-card__head span{display:block;color:#748997;font-size:8px;font-weight:950;letter-spacing:.12em}
.mfcc-review-card__head h3{margin:3px 0 0;color:#071f33;font-size:16px;line-height:1.2;letter-spacing:-.02em}
.mfcc-review-card__head button{flex:0 0 auto;padding:5px 8px;border:0;border-radius:8px;background:#eaf7ef;color:#087f3c;font-size:9.5px;font-weight:900;cursor:pointer}
.mfcc-review-card__head button:hover{background:#daf2e3}
.mfcc-review-card dl{display:grid;gap:0;margin:0}
.mfcc-review-card dl>div{display:grid;grid-template-columns:minmax(100px,.8fr) minmax(0,1.2fr);gap:10px;padding:7px 0;border-bottom:1px solid #edf1f3}
.mfcc-review-card dl>div:last-child{border-bottom:0}
.mfcc-review-card dt{color:#708492;font-size:9.5px;line-height:1.4}
.mfcc-review-card dd{min-width:0;margin:0;color:#17364f;font-size:10.5px;font-weight:760;line-height:1.4;overflow-wrap:anywhere}
.mfcc-handoff-disclosure--final{position:relative;overflow:hidden;padding:20px 20px 19px;border-color:#bcdcc8;background:linear-gradient(135deg,#f3fcf6,#fbfffc)}
.mfcc-handoff-disclosure--final:before{content:"";position:absolute;right:-55px;top:-65px;width:160px;height:160px;border-radius:50%;background:radial-gradient(circle,rgba(28,189,91,.10),transparent 68%);pointer-events:none}
.mfcc-handoff-disclosure--final .mfcc-handoff-disclosure__label{position:relative;color:#087f3c}
.mfcc-handoff-disclosure--final>div,.mfcc-handoff-disclosure--final>p{position:relative}
.mfcc-handoff-disclosure--final strong{font-size:18px}
.mfcc-consent-block{padding:20px;background:#fff;border-color:#d5e1e7}
.mfcc-consent-block__title{font-size:13px}
.mfcc-primary--submit{min-width:230px}
@media(max-width:720px){.mfcc-review-grid{grid-template-columns:1fr}.mfcc-review-card dl>div{grid-template-columns:1fr}.mfcc-review-card dt{margin-bottom:-4px}.mfcc-contact-privacy-note{grid-template-columns:34px 1fr}}

/* --------------------------------------------------------------------------
 * RC5 — form colour depth and clearer visual grouping
 * -------------------------------------------------------------------------- */
.mfcc-lead-form{
  border-color:#c8dad0;
  background:linear-gradient(155deg,#ffffff 0%,#fcfefd 62%,#f1f8f4 100%);
  box-shadow:0 28px 72px rgba(7,31,51,.11),0 0 0 1px rgba(255,255,255,.55) inset;
}
.mfcc-lead-form:before{content:"";position:absolute;left:26px;right:26px;top:0;height:4px;border-radius:0 0 10px 10px;background:linear-gradient(90deg,#1cbd5b,#65dda0,#2b789d)}
.mfcc-form-progress li:after{background:#dce7e1}.mfcc-form-progress li.is-complete:after,.mfcc-form-progress li.is-active:after{background:linear-gradient(90deg,#1cbd5b,#63d995)}
.mfcc-form-progress li>span{background:#e7efeb;color:#526f61}.mfcc-form-progress li.is-active>span,.mfcc-form-progress li.is-complete>span{background:#dff3e6;box-shadow:inset 0 0 0 1px rgba(8,127,60,.05)}
.mfcc-options label>span{border-color:#c9dcd1;background:linear-gradient(145deg,#fff,#f3f9f5)}
.mfcc-options label:nth-child(even)>span{background:linear-gradient(145deg,#fff,#eef5f8)}
.mfcc-options label>span:hover{border-color:#8fc7a4;background:#f4fcf7}.mfcc-options label>input:checked+span{background:linear-gradient(145deg,#e7f8ed,#f5fcf7);border-color:#4dbc76}
.mfcc-radio-cards span{border-color:#c7d8d0;background:#fbfdfc}.mfcc-radio-cards input:checked+span{background:linear-gradient(145deg,#e5f6eb,#f3fbf6)}
.mfcc-field input,.mfcc-field select,.mfcc-field textarea{border-color:#bdd0c7;background:#fbfdfc}.mfcc-field input:hover,.mfcc-field select:hover,.mfcc-field textarea:hover{border-color:#9fbbb0}
.mfcc-contact-note{border-color:#b8d7c3;background:linear-gradient(135deg,#e7f6ec,#f8fcf9 64%,#edf4f7)}
.mfcc-contact-privacy-note{border-color:#b9d8c4;background:linear-gradient(135deg,#e4f4e9,#f7fbf8)}
.mfcc-review-card{border-color:#c9d9d1;background:linear-gradient(145deg,#fbfdfc,#f2f8f4)}
.mfcc-review-card:nth-child(even){background:linear-gradient(145deg,#fbfdfc,#eef5f8)}
.mfcc-handoff-disclosure{border-color:#c7d8d0;background:linear-gradient(135deg,#f1f7f4,#f8faf9)}
.mfcc-handoff-disclosure--final{border-color:#a9d0b7;background:linear-gradient(135deg,#e2f4e8,#f8fcf9 62%,#eef5f7)}
.mfcc-consent-block{border-color:#c8d7d0;background:linear-gradient(145deg,#fff,#f5f9f7)}
.mfcc-regulatory-note{border-color:#ccd9d3;background:#f2f6f4}
.mfcc-back{background:#e5eeea;color:#17364d}

/* ========================================================================== 
 * RC6 — premium claim-form UX and readability
 * ========================================================================== */
.mfcc-lead-form{padding:34px 36px 38px;border:1px solid #bdd5c7;border-radius:28px;background:linear-gradient(150deg,#fff 0%,#fbfdfc 62%,#edf7f1 100%);box-shadow:0 32px 82px rgba(7,31,51,.13);overflow:hidden}
.mfcc-lead-form:before{left:34px;right:34px;height:5px;background:linear-gradient(90deg,#1cbd5b,#63d99a,#2e7699)}
.mfcc-form-introbar{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin:-3px -2px 30px;border:1px solid #d5e4dc;border-radius:17px;background:rgba(248,252,249,.88);overflow:hidden}
.mfcc-form-introbar>span{display:grid;grid-template-columns:36px 1fr;gap:1px 10px;align-items:center;min-width:0;padding:14px 15px}.mfcc-form-introbar>span+span{border-left:1px solid #dce8e1}
.mfcc-form-introbar b{grid-row:1/3;display:grid;place-items:center;width:34px;height:34px;border-radius:11px;background:#e4f6ea;color:#087f3c;font-size:12px}.mfcc-form-introbar strong{color:#112f45;font-size:11.5px;line-height:1.2}.mfcc-form-introbar small{color:#718593;font-size:9.8px;line-height:1.3}
.mfcc-form-progress{margin-bottom:38px}.mfcc-form-progress li>span{width:32px;height:32px;font-size:10px}.mfcc-form-progress em{font-size:10px;font-weight:800;color:#6d8290}.mfcc-form-progress li.is-active em{color:#0a7f3e}
.mfcc-step h2{font-size:clamp(35px,4vw,46px);line-height:1.03;letter-spacing:-.045em}.mfcc-form-kicker{font-size:10px;letter-spacing:.13em}.mfcc-form-intro-copy{max-width:680px;margin-bottom:28px;color:#5a7283;font-size:14px;line-height:1.65}
.mfcc-form-claim-heading{gap:17px;margin-bottom:10px}.mfcc-form-claim-heading img{width:82px;height:82px;border-radius:18px;background:linear-gradient(145deg,#eef8f2,#edf5f8);padding:3px}
.mfcc-question{margin:0 0 27px}.mfcc-question legend,.mfcc-field>span{margin-bottom:9px;color:#15344b;font-size:14px;font-weight:850;line-height:1.4}.mfcc-field__help,.mfcc-question small{font-size:11.5px;line-height:1.5;color:#718493}
.mfcc-radio-cards{gap:10px}.mfcc-radio-cards span{min-height:58px;padding:13px 15px;border-radius:13px;font-size:13px;line-height:1.4}.mfcc-radio-cards input:checked+span{border-color:#42b96e;background:linear-gradient(145deg,#e4f6ea,#f5fbf7);box-shadow:0 0 0 4px rgba(28,189,91,.08)}
.mfcc-options{gap:11px}.mfcc-options label>span{min-height:104px;padding:12px 14px;border-radius:16px}.mfcc-options label>span strong{font-size:14px}.mfcc-options label>span small{font-size:10.5px}.mfcc-options img{width:72px;height:72px}
.mfcc-field{margin-bottom:23px}.mfcc-field input,.mfcc-field select,.mfcc-field textarea{min-height:58px;padding:13px 15px;border-radius:13px;font-size:14px;background:#fff}.mfcc-field textarea{min-height:138px}
.mfcc-contact-privacy-note{margin-top:4px;padding:18px;border-radius:16px}.mfcc-contact-privacy-note strong{font-size:13px}.mfcc-contact-privacy-note p{font-size:11.5px}
.mfcc-review-grid{gap:14px}.mfcc-review-card{padding:21px;border-radius:18px;background:linear-gradient(145deg,#fff,#f3f8f5)}.mfcc-review-card__head span{font-size:8.5px}.mfcc-review-card__head h3{font-size:18px}.mfcc-review-card dt{font-size:10.5px}.mfcc-review-card dd{font-size:12px}.mfcc-review-card dl>div{padding:9px 0}
.mfcc-handoff-disclosure--final{padding:24px;border-radius:19px;background:linear-gradient(135deg,#e2f5e8,#f9fcfa 64%,#edf5f8)}.mfcc-handoff-disclosure__label{font-size:8.5px}.mfcc-handoff-disclosure--final strong{font-size:20px}.mfcc-handoff-disclosure small{font-size:10.5px}.mfcc-handoff-disclosure p{font-size:12px;line-height:1.6}
.mfcc-consent-block{padding:22px;border-radius:18px}.mfcc-consent-block__title{font-size:14px}.mfcc-consent{font-size:12.5px;line-height:1.62}.mfcc-consent input{width:21px;height:21px}.mfcc-small{font-size:11.5px;line-height:1.55}
.mfcc-form-assurances{gap:9px 18px;font-size:11.5px}.mfcc-actions{margin-top:31px}.mfcc-primary,.mfcc-back{min-height:56px;border-radius:13px;font-size:13.5px}.mfcc-primary{min-width:175px}.mfcc-primary--submit{min-width:255px}
@media(max-width:760px){.mfcc-lead-form{padding:25px 20px 28px;border-radius:23px}.mfcc-form-introbar{grid-template-columns:1fr;margin-bottom:26px}.mfcc-form-introbar>span+span{border-left:0;border-top:1px solid #dce8e1}.mfcc-form-progress{margin-bottom:31px}.mfcc-step h2{font-size:34px}.mfcc-form-intro-copy{font-size:13.5px}.mfcc-options label>span{min-height:94px}.mfcc-radio-cards span{font-size:12.5px}.mfcc-two{grid-template-columns:1fr}.mfcc-review-grid{grid-template-columns:1fr}}
@media(max-width:480px){.mfcc-lead-form{padding:22px 15px 25px}.mfcc-form-introbar>span{padding:12px}.mfcc-step h2{font-size:30px}.mfcc-question legend,.mfcc-field>span{font-size:13px}.mfcc-radio-cards{grid-template-columns:1fr}.mfcc-primary--submit{min-width:0}}

/* v1.0 release: accessible validation states */
.mfcc-field.is-invalid > input,
.mfcc-field.is-invalid > select,
.mfcc-field.is-invalid > textarea,
.mfcc-field input[aria-invalid="true"],
.mfcc-field select[aria-invalid="true"],
.mfcc-field textarea[aria-invalid="true"]{border-color:#b42318!important;box-shadow:0 0 0 3px rgba(180,35,24,.10)!important;background:#fff8f7}
.mfcc-question.is-invalid{border-color:#b42318!important;box-shadow:0 0 0 3px rgba(180,35,24,.08)!important}
.mfcc-question.is-invalid legend{color:#8f1d16}